To qualify for a mortgage, lenders usually require a debt-to-income ratio of '43/49.' This means no more than 43% of your monthly income (before taxes) can go toward your new mortgage, and no more than 49.99% can go toward your total monthly debt (including the mortgage). VA and FHA loans may allow higher ratios, depending on the situation.
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
Here’s how our home purchase loan process works:
Complete our simple Mortgage pre-approval letter request
Adjustable Rate Mortgage (ARM)
Receive options based on your unique criteria and scenario
Choose the offer that best fits your needs
Fixed Rates
Adjustable Rate Mortgage (ARM)
Conforming Loans
Jumbo & Super Jumbo Loans
FHA, VA, & USDA Loans
Terms from 5 to 30 Years
NEXA Mortgage LLC
www.nexamortgage.com
Explore our comprehensive mortgage solutions designed to turn your homeownership dreams into reality. We offer flexible loan options to suit your financial needs and lifestyle. Our expert team is here to guide you every step of the way.
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An Equal Housing Lender All Rights Reserved. © 2025
Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify
All product names, logos, and brands are property of their respective owners.
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice.
All products are subject to credit and property approval.
Other restrictions and limitations may apply. Copyright © 2025 | NEXA Mortgage LLC.
NMLS # 160607| NMLS ID 1660690 | AZMB #0944059
Corporate Address : 3100 W Ray Rd STE 201, Office 209 Chandler, AZ 85226